Terms of Service

Last updated: August 18, 2026

Kochen Senior Benefits ("we," "us," or "our") is a registered DBA (Doing Business As) of Simple Senior Benefits LLC, a Medicare insurance agency and licensed insurance agency. By accessing or using our website and services, you agree to these Terms of Service. If you do not agree, please do not use our website or services.

1. Services

We provide Medicare and insurance education, plan comparison, and enrollment assistance through licensed insurance agents. This is a solicitation for insurance, and a licensed insurance agent may contact you. We do not offer every plan available in your area; any information we provide is limited to those plans we do offer.

2. Eligibility

You must be at least 18 years of age to use our services and to provide consent to be contacted. By using our website, you represent that you meet this requirement and that any information you provide is accurate and your own.

3. No Guarantee of Coverage

Information provided on this website is for general educational purposes and does not constitute an offer of insurance, a guarantee of coverage, or professional legal, tax, or financial advice. Coverage, benefits, and eligibility are determined solely by the applicable insurance carrier and governing plan documents.

4. SMS / Text Messaging Terms

By opting in to text messaging, you agree to receive marketing and/or transactional and service-related text messages from Kochen Senior Benefits at the phone number you provide. Message frequency varies. Message and data rates may apply. You can cancel at any time by replying STOP. For help, reply HELP. Consent to receive text messages is not a condition of purchase, enrollment, or any service. For details on how we handle your mobile information, see our Privacy Policy.

5. Acceptable Use

You agree not to use our website or services for any unlawful purpose, to interfere with the operation of the website, or to attempt to gain unauthorized access to any systems or data.

6. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Simple Senior Benefits LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce or distribute it without our prior written permission.

7. Third-Party Links

Our website may contain links to third-party websites, including Medicare.gov and insurance carrier sites. We are not responsible for the content, policies, or practices of any third-party sites.

8. Limitation of Liability

To the fullest extent permitted by law, Simple Senior Benefits LLC (DBA Kochen Senior Benefits) shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, our website or services.

9. Disclaimers

Our website and services are provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

10. Governing Law

These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to its conflict of laws principles.

11. Changes to These Terms

We may update these Terms from time to time. The "Last updated" date reflects the most recent revision. Continued use of our website or services after changes are posted constitutes acceptance of the updated Terms.

12. Contact Us

Simple Senior Benefits LLC (DBA Kochen Senior Benefits)
33 Cross Street, Wellfleet, MA 02667
Email: [email protected]
Phone: (508) 240-4772